A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the boom of online and mobile banking, users are increasingly turning to virtual channels for their financial needs. This shift has resulted to a reduction in branch openings, and many institutions are closing existing branches to streamline costs. Ho

Free cash flow (FCF) is a crucial metric for investors and business leaders alike. It reflects the real cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can suggest a healthy and sustainable business, capable of expanding. Understanding how to determine FCF and strategically ma